AFRAIDL Been Working Plan, but still in pickle!!!
My husband and I went through the Dave Ramsey plan 2011 winter/spring. It was the best thing we could have done. We were behind on the house and had 14 creditors pining for money we didn't have. . . we could barely pay the utilities. We listened to Dave's advice (and a local financial coach) and quit paying all the creditors to get caught up on the house. I took on a few extra jobs until I found out I was pregnant (in July) and actually finished those jobs out in August -- that made us…See More