Beyond Past Due

Be Intentional About Life

All Blog Posts (482)

Right Time to Buy? | Real Estate & Mortgages

Added by GREGG PECHMANN on May 24, 2011 at 9:09am — No Comments

Finances: Broke or Poor?

There is a difference.

 

Broke- “destroy; make whole into pieces”

Poor- “a hapless victim, deserving or inciting pity,  fortune-less, poverty”

The main difference is mindset, ala Dave Ramsey:

“Broke, you are passing through. Poor is a mindset.”

With being broke, you know you are passing through this time in your life. You are battling. Sure , you get down or even downright depressed. I’ve been…

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Added by GREGG PECHMANN on April 1, 2011 at 9:48am — No Comments

Walking Away From a $100,000

I was making this in my previous job but was miserable in it.
I know what you are thinking: “But it was a $100K! In this economy, how could you do such a thing? ”
Here is how:
Life is really short. Your time is REALLY short.


Why risk it on something that you hate doing day in and day out ?
Yes, I am a financial coach but this has nothing to do with the numbers. It’s bigger than that.

It wasn’t in…
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Added by GREGG PECHMANN on March 25, 2011 at 5:33am — No Comments

Episode 014 of Fighting Back Financially podcast show: "Real Life Short Sale Story with James Dibben"

Episode 014- Real Life Short Sale Story with James Dibben

Anyone who has been through or going through a Short Sale can relate to James Dibben. He has been through the fire and…

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Added by GREGG PECHMANN on March 24, 2011 at 8:45am — No Comments

5 REALLY Bad Financial Mistakes Parents Make

Parents.
I know you have a heart for your children.

You love them so much, you cannot stand the thought of them going through any pain.

I have 2 girls and want to wrap my arms around them  24/7.

It hurts when they hurt.
But here is the deal...

If we are constantly sheltering/spoiling them, we are essentially crippling them.

If we refuse to let them to go through the fire, then they will never…
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Added by GREGG PECHMANN on March 23, 2011 at 12:22pm — No Comments

Hope

Hope- means “longing ; to dream”

 

Do not lose this. Hold onto  it.

I know times are tough. Your finances seem to have vanished like a thief in the night.

But it’s time to recoup and regroup.

The time has come to move your eyes off of your yourself and on to people who really need it.  (See Japan, See New Zealand)

This will help you put things in perspective.

I know you are going through some hard times.

Reduce your debt at…
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Added by GREGG PECHMANN on March 16, 2011 at 6:10am — No Comments

Consistent Small Financial Steps

Added by GREGG PECHMANN on March 13, 2011 at 7:19am — No Comments

Episode 13 of Fighting Back Financially- Sharon's Side of The Story



OK, I have to admit I was a little nervous at first having my wife, Sharon, on the show today. Not because of her,…. but because of all of my screw ups!
Women and men are REALLY going to enjoy this…
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Added by GREGG PECHMANN on March 8, 2011 at 5:03am — No Comments

30 Ways to Save Some Serious Cash

Here are 30 ways to save some cash:

  1. Don’t buy lunch, bring it to work
  2. Keep up with the maintenance on your vehicles
  3. Never buy a new car, always purchased used
  4. Raise your deductibles on your insurances
  5. Disability insurance: extend the waiting period, this will lower the premium (keep is to have an emergency fund)
  6. Eliminate TV (Did you black out?)
  7. Ok, for starters, lets lower the cable bill to the basics
  8. Never buy…
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Added by GREGG PECHMANN on March 6, 2011 at 8:48pm — No Comments

Stop Asking for Permission

Since we were kids, we always had to ask for permission.

Can I have chocolate milk? No!

Can I play with my friends? You are too young!

Can I have a sleepover? Not yet!

 

While these could fall into the category of good parenting with certain age groups, we seem to bring these thought processes into our adult life.

The problem comes when we are waiting on someone else to take the lead because no one has given us…

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Added by GREGG PECHMANN on March 1, 2011 at 10:59am — No Comments

Episode 12 of Fighting Back Financially- Mortgage Marketing Animals & "Upside Down"

Episode 012- The Mortgage Marketing Animals & “Upside Down”

Whether you are a mortgage broker, a small business owner, or someone who just needs to get ahead, you NEED to “Facebook Like”The Mortgage Marketing Animals . Carl White…

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Added by GREGG PECHMANN on February 28, 2011 at 3:30pm — No Comments

Short Sales: Solid team is key!

Added by GREGG PECHMANN on February 24, 2011 at 6:26am — No Comments

Episode 11 of Fighting Back Financially- Short Sales: Oh Canada, South Florida, and My Book

Episode 011- Short Sales: Oh Canada, South Florida and My Book

I feature a couple of articles in this episode along with my usual “how to’s” and blunt points.

The first article is from Amy Ransdell of ShortSaleDailyNews.com. She explains the differences between the US and Canadian  mortgage markets and…

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Added by GREGG PECHMANN on February 22, 2011 at 4:52am — No Comments

What's it going to take?

 

Seriously.

What’s its going to take for you to change? Are you finally done with doing it the same (your) way?

How many “financial” arguments are you willing to have in front of your children before you realize you are doing severe damage? How many financial bad decisions are you willing to make before you realize you are putting your family in jeopardy?

In my book," Upside Down: How We Survived 7 Short Sales"  releasing in early March, I describe…

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Added by GREGG PECHMANN on February 21, 2011 at 5:11am — 1 Comment

Unsubscribe

How many e-mails do you get a day from companies promoting ongoing or upcoming sales and specials? I’m talking about the e-mails that hit your inbox because you subscribed to them. Now how many times have you purchased items you weren’t intending to purchase because you received one of these e-mails? My guess is more than… Continue

Added by Jaime Thompson on February 16, 2011 at 4:00pm — No Comments

Episode 10 of Fighting Back Financially: How to sell your house in this market

 

Episode 010- How to sell your house in this market

It’s a crazy time in the real estate market these days. Should I sell? Should I buy? How do I sell my house? What is my house worth?

These are some of the  questions I tackle in this episode along with how to separate yourself in the employment…

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Added by GREGG PECHMANN on February 15, 2011 at 5:30am — No Comments

Budget in some fun

Added by GREGG PECHMANN on February 11, 2011 at 6:30am — No Comments

Finances: Pride will take you down

Added by GREGG PECHMANN on February 9, 2011 at 4:24am — No Comments

Choose to Just Say No!

While it’s not new news, the lawsuit a gainst McDonald’s and their Happy Meals is still making headlines. Here’s the thing, I get it, McDonald’s is not the healthiest food choice and they try to entice kids to then beg their parents to bring them so they can get some toy. However, last I checked I had the CHOICE to not eat…

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Added by Jaime Thompson on February 8, 2011 at 3:00pm — No Comments

Don't be offended: Make your own economy

Added by GREGG PECHMANN on February 8, 2011 at 10:41am — No Comments

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